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M&A and capital markets

Investment Banker

The pay is real and so are the hundred-hour weeks.

Typical pay

$150k-$400k+ with bonus

How you get in

Finance degree from a target school plus technical interview prep

Outlook

Cyclical; hiring tracks deal volume

Investment bankers advise on mergers, acquisitions and raising capital. Analyst compensation is genuinely high and the hours are genuinely brutal — the two facts are inseparable, and the two-year analyst program is designed as a filter.

A day in the life

  1. 9:30aUpdate the model with overnight comments
  2. 11:00aComparable company analysis
  3. 1:00pLunch at the desk
  4. 2:00pBuild the pitch book
  5. 7:00pDinner at the desk, turn comments from the VP
  6. 1:00aSend the revised deck, then wait for more comments

How to get in

Target school analyst recruiting

Duration

4 years

Cost

$40,000-$300,000

Credential

Bachelor's, typically finance or economics

  1. Attend a school the banks actively recruit from
  2. Maintain a high GPA and join finance clubs for deal experience
  3. Complete a sophomore or junior summer internship — this is the actual pipeline
  4. Convert the internship into a full-time analyst offer

Non-target breaking in

Duration

4-6 years

Cost

$40,000-$200,000

Credential

Bachelor's plus relentless networking

  1. Master technical interviews cold — modeling, valuation, accounting
  2. Network aggressively; hundreds of informational calls is the normal volume
  3. Target boutique and middle-market banks rather than bulge brackets
  4. Lateral to a larger bank after a year or two of deal experience

MBA associate route

Duration

2 years plus prior experience

Cost

$100,000-$250,000

Credential

MBA from a target program

  1. Work several years, ideally in finance-adjacent roles
  2. Complete an MBA at a school the banks recruit from
  3. Enter as an associate above the analyst class
  4. The standard route for career changers

What people love

  • · Among the highest entry-level compensation anywhere
  • · Elite exit opportunities into private equity and corporate finance
  • · Extremely fast financial skill development
  • · Direct exposure to major transactions

What wears people down

  • · 80-100 hour weeks are routine, not exceptional
  • · No control over your schedule or personal plans
  • · Documented toll on health and relationships
  • · Recruiting is dominated by a small set of target schools

From people doing it

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